For instance, missing a port departure and compensation if you're confined to your cabin or if a port stop on your schedule is cancelled. This upgrade includes extra benefits specifically for a cruise trip that is not covered as standard. Remember winter sports and golf are already included as standard.įor full details of what is covered and what isn't, please check your policy document. Upgrade your travel insurance to cover hazardous activities such as bungee jumping. Variable depending on the length of your trip If you're planning a longer trip, then you can pay to upgrade your cover. You're covered for a trip that lasts up to 31 days as standard. Trip extension, for trips longer than 31 days Variable depending on the medical condition(s) The insurer will discuss the condition(s) and advise whether they can cover them for free, if an additional premium is required or if they can’t cover the conditions. If you don’t tell the insurer, you may not be covered. The policy will not automatically cover claims directly relating to a medical condition. You can find the details for doing this online or over the phone after this table. If anyone who's insured turns 70, you'll need to buy age extension cover. When you call, you'll be asked some questions about the health of everyone who's insured. Only one age extension is needed per account. You'll need to renew this annually in order for the insurer to cover you. If anyone to be insured is aged 70 or over, you must buy an age extension. Table showing some of the most common optional upgrades to your FlexPlus Travel Insurance, and how much they cost. Trips in the UK must be for 2 or more consecutive nights in pre-booked commercially operated accommodation.įor a full list of exclusions and limitations, see the policy documents. You'll need to buy a trip extension upgrade.Ī UK resident is someone who is registered with a UK GP and spends at least 6 months of any 12-month period in the UK. This costs £65 per year including Insurance Premium Tax (IPT). If any person to be insured is aged 70 or over, you must buy an age upgrade to cover them. In some instances, you can pay for a medical upgrade to your insurance policy. This policy doesn't cover medical conditions unless they have been declared to us and accepted by us. Exclusions and limitations apply to some types of cover.
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